- Course Level : Advanced
- Duration : 18 Hours
- Certificate : yes
- Pre-recorded Sessions : yes
Certified Credit Management
Overview
Credit management is the process of assessing the creditworthiness of potential customers and managing the collection of payments from customers who have already been extended credit. It is an essential function for businesses of all sizes, as it helps to protect against bad debt losses and ensure that cash flow is managed effectively.
The Certified Course on Credit Management is ideal for anyone who wants to learn more about credit management or advance their career in the field. The course is open to professionals from all industries, including banking, finance, insurance, and retail.
The course is delivered in a combination of lectures, case studies, and group exercises. The lectures will provide you with the fundamental knowledge you need to understand credit management. The case studies will allow you to apply what you have learned to real-world situations.
The group exercises will allow you to collaborate with other students and learn from each other. The Certified Course on Credit Management is a valuable investment for anyone who wants to improve their skills and knowledge in credit management.
The course will help you to protect your business from bad debt losses, improve your cash flow, and enhance your career prospects.
Upon completion of the course, you will be able to:
- Assess creditworthiness and make informed credit decisions
- Develop and implement effective credit policies
- Manage accounts receivable effectively
- Reduce bad debt losses
- Improve cash flow
- Enhance your career prospects
Completing a credit management course can open up a wide range of amazing job opportunities in the financial industry. Here are some exciting job roles you can pursue after completing a credit management course:
- Credit Compliance Officer
- Develop and implement effective credit policies
- Credit Operations Analyst
- Manage accounts receivable effectively
- Credit Control Manager
- Reduce bad debt losses
- Credit Manager
- Improve cash flow
- Credit Consultant
- Enhance your career prospects
- Credit Analyst
- Collections Specialist
- Credit Risk Manager
Course Agenda
DAY 1 (6 Hours)
- Corporate Credit / Risk, an Overview
- Credit Culture
- Truisms of corporate credit/lending
- Risk Appetite and Acceptance Criteria
- Components of Corporate Credit risk
- Key Steps in Corporate Credit Process
- Key Components of Corporate Credit Risk Analysis
- Corporate Credit Risk Scoring & Grading
- Pricing & RAROC
- Credit / Facility Structuring & Collateral
- Funded vs. Non-Funded
- Security and Guarantees
- Conditions and Covenants
- Events of Default
- Documentation
- Credit Processing and Monitoring
DAY 2 (6 Hours)
- Fundamentals of Credit Analysis
- Group / Holding Company structure and assessment
- Credit risk management techniques and considerations in Trade Finance
- Industry, Business & Country Risk Assessment
- Industry and Business cycles
- Intensity of competition and entry/exit barriers
- Bargaining power of buyers/suppliers
- Marketplace, Growth strategy
- Fundamentals of Country risk analysis & Macro-economic factors
DAY 3 (6 Hours)
- Financial Risk Assessment
- Analysis of Financial statements and spreading
- Ratio analysis
- Cash flow analysis
- Financial forecasting
- Assessment of Fund / Non-fund based credit limits
- Asset conversion cycle
- Working capital cycle and assessment of working capital requirement
- Capital / Investment cycle and assessment of term funding requirement
Course details
Course Fee
AED 1500
Course duration
18 Hours
Mode
Face to face & Online
Location
Business Bay or Jumeirah Lakes Towers
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